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Common Mistakes From Buyers Considering Design District Homes For Sale

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Design District Homes For Sale

When buyers look to enter the real estate market in the Miami area, the decision to finally “take the plunge” and purchase a South Florida one is often a major one. Something to consider however is a number of subsequent steps that need to be taken to make the dream of purchasing a home in a swanky Miami neighborhood like Design District something more than fiction. There can be several considerations and circumstances that arise when seeking Design District homes for sale. Roadblocks, hurdles, whatever you want to call the plethora of unknowns that become apparent when entering the real estate market in South Florida, the fact is they can all be detractors from a swift efficient closing.
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It is Time to Buy!

The first mistake that home buyers (especially first time home buyers in the South Florida market) make when seeking to call Design District their residence, is a misunderstanding of the amount of time that it can take to close on a domicile in the Miami area.

Shopping for a residence anywhere can be a taxing and time-consuming process, and many people end up “giving the keys” to a real estate professional when all is said and done to let them handle the phone calls, and trials and tribulations that are associated with home buying. When you shift your focus to the greater metropolitan area of Miami, you can take any level of stress or headache, anxiety of waiting around, and fickle sellers and multiply them exponentially.

The first step in finding a place to lay your head in Design District is obviously shopping for a home. Appointments have to be made, open houses must be attended, etc. in order to get an adequate in person look at any property that you may be interested in. Once you go through all of that and finally settle on a home, you would think that you make an offer and it ends there, but unfortunately, in reality, this is rarely the case.

When you have settled on the current home of your dreams and your future Design District residence, it’s time to hit the negotiation table and make/accept an offer. Sellers, in general, have a variety of different types, and levels of motivation. Some sellers will respond immediately to an offer, whereas others will “play ball” with you, often taking over a week to respond back to an inquiry. No one wants to wait longer than they have to, and many home buyers necessitate a timely closing as several things can hinge on a specific window for moving and relocation.

So you come to a mutual agreement with the seller. How are you going to pay for your new dream home?  An overwhelming majority of buyers in the modern real estate market need financing to purchase a home. In today’s financial environment, lending is often a time staking process and can eat up gobs of time while you wait for your money to close on your new Design District home.

Not Receiving Pre-qualification Before Beginning the Buying Procedure

Once you have gone through the rigmarole of obtaining financing, you will likely have a good idea of a better-than ballpark figure of how much your new property is going to cost you in both the short and long run. Lenders will generally review every detail of your financial aptitude for purchasing property and will provide you with an estimate including taxes, insurance, closing costs and fees that are associated with both the loan and the overall purchase. It is important to consider however that even though you may qualify for nearly a million dollars in purchasing power, this figure could be substantially less when factoring in taxes, fees, etc.

A majority of home buyers go into financing negotiations with a figure in their mind that they have “calculated” based on the information they have available to them. It is a bit of a detrimental figure though that a majority of home buyers that do this are some level of wrong in these calculations as well. It is important to go over the finalized budget with the lending institution to ensure a realistic perspective on the ending budget.

It is also possible to lose out on a home because there are other buyers interested in the property that are better qualified than you to acquire financing. If your offer on a home is contingent on a particular level of financing (most are) then valid pre-approval is absolutely necessary for a certain resolution in closing Design District homes for sale.

Tentative Understanding of the Cost of Insurance

The cost of insurance varies on several different levels and due to numerous mitigating factors. It is of vital importance to speak with an insurance agent to know every facet of the insurance and the costs for any potential property purchase.

Costs can vary based on the location, condition, hurricane credits, and several other factors relating to the property. These costs can severely affect the bottom line in your purchasing power of a property, and several loan approval stipulations additionally depend on them.

Qualified Agents When Purchasing Design District Homes for Sale

These are just a few of the common pitfalls many buyers fall into when purchasing Design District homes for sale, and it is a lot to consider. If you are seeking a home in the Design District area and find any of these examples a little scary or potentially overwhelming then enlisting a real estate agent may be the optimal solution to help you obtain the home of your dreams.

Contact Steven Vargas today for his assistance and for more information on purchasing Design District Homes for sale today!
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Chloe Vargas

Miami native, Chloé Di Pietro Vargas, is a rising star in the real estate world. Chloe is a savvy South Florida real estate agent with a passion for helping residential and investment clients buy and sell luxury properties. A specialist in condominiums, high-end homes, and rentals, as well as investment and income-producing properties, she draws her background in property management and communications to analyze off-market opportunities and negotiate seamless deals for her discerning clients.

Chloé is devoted to serving the needs of real estate buyers and sellers in destinations including, Brickell, Downtown Miami, Edgewater, Miami Beach, Aventura, Sunny Isles, and Coral Gables. Whether you’re looking for a luxury condo in Brickell or for a home in Key Biscayne, Chloé looks forward to introducing you to communities and lifestyles of some of Miami’s finest neighborhoods.

While assertive and ambitious, Chloé is also gracious and accommodating; she is, in short, the ideal teammate and agent. Chloé and her partner, Steven Vargas, provide first-class service and unmatched dedication to their clients, with a not-to-be-denied commitment to ensuring the smoothest possible process and the most desirable outcome.

Having built a successful career in events and property management, Chloé has a well-rounded approach to buying, selling, leasing, and investing in real estate. Chloé holds a degree in communications and sociology from the University of Miami.

Steven Vargas

Steven Vargas is a Realtor Associate focusing in luxury condominiums and single family homes in the Downtown, Brickell, Miami Beach and Coral Gables areas. He is an agent who recognizes the importance of utilizing a personal approach when interacting with clients.

Highly energetic, motivated, and detail-oriented, Steven is able to closely relate to his clients and provide viable solutions to any of their questions. With that goal in mind, Steven leverages an entire lifetime of living in Miami to the benefit of those he serves. Having grown up here, he has seen first-hand nearly every lifestyle experience the city has to offer.

Today, he specializes in the downtown and Brickell areas, which he also has called home for the past eight years. Steven believes that the more time you spend talking to people as a problem solver, the more you cultivate a mindset of strong sales and marketing. In his opinion, communication and trust are the keys to generating results. Steven’s valiant efforts have earned him the 2015 “Rookie of the Year” and 2020 “Top Producer” with Cervera Real Estate.

Steven’s love for real estate has opened doors to investments. He prides himself on educating his clients on how to purchase investment properties and receive passive income through this process. Steven and his partner Chloe are focused on creating generational wealth through real estate investing by producing passive income. They love sharing this information with family, friends, and clients leading Steven to launch their first YouTube channel — where he shares his knowledge for all things real estate. Steven is fluent in both English and Spanish.

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